Things To Know About Insurance In A Car Rental Maui

By Michael Richardson


The most common types of car rental insurance are personal effects coverage, personal accident insurance, collision damage waiver and supplemental liability protection. Many unscrupulous car rental Maui companies sneakily include some form of insurance into your bill. Those are exactly the kind of hire companies to avoid, as you will come to learn that the insurance you may be charged may not be entirely necessary.

Personal effects coverage protects you from loses of personal items that have been lost or stolen from your hired car such as a laptop, maybe your wallet, passport etc. This normally protects you and registered dependents and family en-route to some location with the rental car or while the leased car is parked at some location.

You have to compare and contrast the prices of different auto leasing companies to find out what is the cheapest one around. But there's another way for you to save more money when getting a car hire. You have to get acquainted on the length of time you will require to use a car hire. If you need the vehicle for a week or so, it's better to rent one from a local car hire company because they are usually priced a little bit lower than those from major companies.

Okay, so you have found the best deal that you think is hands-down, bar-none. Hold on, tiger! Have you checked out web sites like consumer reports and the local Better Business Bureau? Have you read through the fine-print thoroughly? Also, be aware that in addition to the base lease fees, car hire dealers are notorious for tacking on additional fees, which in turn, mean additional taxes-sometimes to the tune of 30% of greater.

Collision damage waiver exempts you from all liability of the costs of repair of a rental car if you are involved in an accident. Technically, this is not considered insurance, but it is the most expensive type of cover offered by car rental companies and can reach almost 20 percent of your total bill. In some countries you may get this type of cover offered to you if you pay for your hire by credit card, though this may not always apply if you travel outside your country; another option is adding this type of cover to your regular car insurance policy if you own a car which will increase your yearly premiums slightly.

Problems always arise in any business transaction when a customer seems to be paying for fees that were unknown to him before. These are the hidden fees written on fine print. So you have to read the entire terms and conditions to know if you are getting what you are paying for, and if you won't have to pay for any more extra fees afterwards. There are restrictions and penalties and you have to know what these are. Otherwise, you might end up paying more than you're willing to spend.

For cheaper lease options, explore any possibilities of special rates or special offerings the car hire companies usually offer. Some of well-known car hire companies might give special discount for the customer who uses their cars for the first time. And, it can be a golden opportunity to get the cheapest car hire for your more fun trip.

Do not choose a car rental company whose limited car supply. It would be great to book with a company when their cars are in surplus. In a nutshell they will not charge you more since they have surplus supply and cannot make use of your urgent condition.




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